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St. Cloud HRA | 1225 West St. Germain St. | St. Cloud, MN 56301
St Cloud Housing and Redevelopment Authority
St Cloud Housing and Redevelopment Authority
Neighborhood Programs
The Neighborhood functions of the St. Cloud Housing and Redevelopment Authority includes the implementation of a number of programs to promote homeownership, neighborhood improvements and programs that serve low- to moderate income families.

Now Available: Rental Rehab Deferred Loan Program through Minnesota Housing and the St. Cloud HRA to bring rental property owners the opportunity to rehabilitate their existing rental housing and make sure that affordability is preserved for low and moderate households.  Loans available from $25,000 - $300,000!
RRDL Program
RRDL Checklist
RRDL Guidelines



Homes for Sale built by St Cloud Community & Technical College

156 19th Avenue North, St. Cloud (Cooper/19th Ave House) Click here to view listing

830 Savanna Avenue, St. Cloud (Westwood Village Handicap Accessible Home)




The St. Cloud HRA's Programs

Neighborhood Matching Grant Program   Neighborhood Matching Grant Application

MHFA Homeowner Rehabilitation Loans
The Rehabilitation Loan Program assists low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes. For more information contact Mike or Shannon at the HRA (320) 252-0880. You can also refer to the following MN Housing site for further information - www.mnhousing.gov (click on link) “Home Improvement” on the right-hand side of the page.

GMHF Foreclosure Rehabilitation Loans - GMHF Foreclosure Rehabilitation Application

South Side University Neighborhood Rental Property Conversion (rental to homeowner occupied) Program

CDBG Home Improvement Loan Program

Help for Mobile Homes


Many of our programs are available in St. Cloud's Core Neighborhoods only (map).